Wednesday, February 10, 2016 8:55 pm, Posted by Absolute Destruction
As an AAA NAID-certified mobile shredding company, we’re not just in the business of providing the best destruction services in the GTA. We do what we do to make sure you’re protected from identity theft. Securing our shredding services to eliminate all of your paper and digital records is certainly the first step to prevent fraud from affecting your life, but you can never be too vigilant when it comes to your identity. To strengthen your defence against identity theft, be sure to supplement our services with these top tips.
Know Your Credit
No, we’re talking about your credit card limits, although that is a number that you should be familiar with. We recommend that you regularly check your credit report at least once a year. This report details your financial history of the last six years and signifies to lending companies whether or not you’re a financially responsible consumer. It shows the loans you’ve opened, how many are still open, and your payment history for each one, even if you didn’t personally open it yourself.
If you don’t make a habit of checking your credit report, you can miss the fact that one or more unauthorized loans were opened in your name. This gives the thief plenty of time to rack up as much debt as possible before they burn your account. When you review your report, you can catch these unauthorized activities before they spiral out of your control. You can alert the appropriate authorities and place a flag in your credit file.
Most of Canada’s top banks will flag your account if they suspect any activity to be suspicious; however, they don’t always manage to catch everything. In which case, it’s a good idea to have a backup plan. In addition to periodically checking your accounts yourself, you can set up your bank to alert you of certain conditions occurring in your accounts. Either by email or text, you can receive a notification whenever a large transaction is charged or if an overdraft ever occurs. You’ll know about these unauthorized uses without having to monitor your accounts 24/7, which gives you the chance to contact your bank and start rectifying the problem before too much money is spent.
As the financial world goes digital, it’s important that you follow secure online etiquette. Don’t use unsecure WiFi networks or public computers to check your accounts, pay bills, or make online purchases. There’s no way to guarantee the security of these. Instead, save your online banking and shopping for when you’re at home, and ensure your network is secured by a password. Protect your accounts by rotating passwords with a mixture of numbers, letters, and special characters. Don’t use the same password for every account, and don’t use easily guessed passwords like the name of your pet or your phone number. Back up these accounts by opting in for the additional security questions. Like your password, these questions shouldn’t be easy to guess.
These tips aren’t hard to accommodate, as long as you’re mindful about your habits. You can easily incorporate these suggestions and benefit from the added security that they provided. When complemented by both our electronic data destruction and document destruction services, you’ll have created a comprehensive defence against identity theft.